Call reports 2002
FIRST NATIONAL BANK OF MONAHANS — 2002
What FIRST NATIONAL BANK OF MONAHANS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,380,000 | 74,169,000 | 78,500,000 | 84,069,000 |
| Total loans | 57,315,000 | 59,522,000 | 64,430,000 | 70,184,000 |
| Allowance for loan losses | 343,000 | 378,000 | 440,000 | 707,000 |
| Securities available for sale | 4,387,000 | 4,176,000 | 3,820,000 | 3,994,000 |
| Securities held to maturity | 1,063,000 | 951,000 | 790,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,249,000 | 62,875,000 | 66,919,000 | 69,009,000 |
| Interest-bearing deposits | 53,362,000 | 49,741,000 | 53,907,000 | 56,523,000 |
| Noninterest-bearing deposits | 11,887,000 | 13,134,000 | 13,012,000 | 12,486,000 |
| Equity capital | 5,258,000 | 5,391,000 | 5,645,000 | 9,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,100,000 | 3,253,000 | 4,430,000 |
| Interest expense | 307,000 | 581,000 | 883,000 | 1,221,000 |
| Net interest income | 722,000 | 1,519,000 | 2,370,000 | 3,209,000 |
| Noninterest income | 197,000 | 412,000 | 649,000 | 885,000 |
| Noninterest expense | 620,000 | 1,237,000 | 1,877,000 | 2,656,000 |
| Provision for loan losses | 88,000 | 143,000 | 203,000 | 493,000 |
| Pretax income | 211,000 | 551,000 | 939,000 | 944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 551,000 | 939,000 | 944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,281,000 | 5,364,000 | 5,590,000 | 9,062,000 |
| Total capital | 5,625,000 | 5,742,000 | 6,030,000 | 9,769,000 |
| Risk-weighted assets | 60,900,000 | 62,631,000 | 65,797,000 | 72,077,000 |