Call reports 2015
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2015
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,909,000 | 33,509,000 | 33,718,000 | 35,331,000 |
| Total loans | 20,636,000 | 20,515,000 | 21,422,000 | 23,367,000 |
| Allowance for loan losses | 300,000 | 300,000 | 300,000 | 321,000 |
| Securities available for sale | 8,753,000 | 8,673,000 | 8,431,000 | 7,836,000 |
| Securities held to maturity | 2,158,000 | 1,936,000 | 2,355,000 | 2,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,326,000 | 24,793,000 | 25,441,000 | 25,894,000 |
| Interest-bearing deposits | 21,319,000 | 21,220,000 | 21,582,000 | 21,249,000 |
| Noninterest-bearing deposits | 4,007,000 | 3,573,000 | 3,859,000 | 4,645,000 |
| Equity capital | 5,027,000 | 5,062,000 | 5,134,000 | 5,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 649,000 | 982,000 | 1,332,000 |
| Interest expense | 33,000 | 66,000 | 98,000 | 131,000 |
| Net interest income | 287,000 | 583,000 | 884,000 | 1,201,000 |
| Noninterest income | 5,000 | 12,000 | 19,000 | 28,000 |
| Noninterest expense | 234,000 | 454,000 | 669,000 | 903,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 50,000 |
| Pretax income | 33,000 | 116,000 | 209,000 | 276,000 |
| Income tax | 3,000 | 26,000 | 53,000 | 70,000 |
| Net income | 30,000 | 90,000 | 156,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,878,000 | 5,053,000 | 5,119,000 | 5,144,000 |
| Total capital | 5,174,000 | 5,342,000 | 5,419,000 | 5,465,000 |
| Risk-weighted assets | 23,644,000 | 23,126,000 | 24,655,000 | 27,312,000 |