Call reports 2008
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2008
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,514,000 | 26,216,000 | 25,690,000 | 26,289,000 |
| Total loans | 15,229,000 | 16,206,000 | 15,522,000 | 16,558,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 214,000 |
| Securities available for sale | 4,649,000 | 4,998,000 | 5,160,000 | 5,066,000 |
| Securities held to maturity | 2,335,000 | 2,756,000 | 2,755,000 | 2,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,515,000 | 20,262,000 | 19,634,000 | 20,527,000 |
| Interest-bearing deposits | 17,625,000 | 17,770,000 | 16,339,000 | 16,349,000 |
| Noninterest-bearing deposits | 2,890,000 | 2,492,000 | 3,295,000 | 4,179,000 |
| Equity capital | 5,930,000 | 5,882,000 | 5,970,000 | 5,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 721,000 | 1,081,000 | 1,428,000 |
| Interest expense | 143,000 | 273,000 | 391,000 | 497,000 |
| Net interest income | 220,000 | 448,000 | 690,000 | 931,000 |
| Noninterest income | 6,000 | 13,000 | 22,000 | 33,000 |
| Noninterest expense | 162,000 | 316,000 | 463,000 | 712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 145,000 | 249,000 | 252,000 |
| Income tax | 2,000 | 14,000 | 55,000 | 36,000 |
| Net income | 62,000 | 131,000 | 194,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,858,000 | 5,902,000 | 5,964,000 | 5,658,000 |
| Total capital | 6,055,000 | 6,099,000 | 6,161,000 | 5,872,000 |
| Risk-weighted assets | 17,751,000 | 19,469,000 | 18,333,000 | 18,776,000 |