Call reports 2006
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2006
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,365,000 | 23,760,000 | 23,004,000 | 23,670,000 |
| Total loans | 11,959,000 | 12,873,000 | 12,861,000 | 13,125,000 |
| Allowance for loan losses | 197,000 | 197,000 | 196,000 | 196,000 |
| Securities available for sale | 7,943,000 | 7,527,000 | 6,608,000 | 6,665,000 |
| Securities held to maturity | 2,445,000 | 2,161,000 | 2,161,000 | 2,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,627,000 | 17,135,000 | 17,135,000 | 17,903,000 |
| Interest-bearing deposits | 15,371,000 | 14,847,000 | 14,872,000 | 15,186,000 |
| Noninterest-bearing deposits | 2,256,000 | 2,288,000 | 2,263,000 | 2,717,000 |
| Equity capital | 5,582,000 | 5,620,000 | 5,757,000 | 5,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 602,000 | 917,000 | 1,243,000 |
| Interest expense | 101,000 | 216,000 | 340,000 | 467,000 |
| Net interest income | 195,000 | 386,000 | 577,000 | 776,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 28,000 |
| Noninterest expense | 142,000 | 293,000 | 438,000 | 657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 105,000 | 158,000 | 147,000 |
| Income tax | 2,000 | 9,000 | 12,000 | 18,000 |
| Net income | 57,000 | 96,000 | 146,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,709,000 | 5,739,000 | 5,789,000 | 5,747,000 |
| Total capital | 5,887,000 | 5,927,000 | 5,975,000 | 5,935,000 |
| Risk-weighted assets | 14,246,000 | 15,034,000 | 14,877,000 | 15,165,000 |