Call reports 2004
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2004
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,730,000 | 23,285,000 | 23,599,000 | 24,063,000 |
| Total loans | 11,764,000 | 12,264,000 | 12,849,000 | 11,934,000 |
| Allowance for loan losses | 180,000 | 180,000 | 186,000 | 198,000 |
| Securities available for sale | 7,905,000 | 7,903,000 | 6,956,000 | 8,497,000 |
| Securities held to maturity | 1,857,000 | 1,961,000 | 2,312,000 | 2,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,220,000 | 17,538,000 | 18,034,000 | 18,513,000 |
| Interest-bearing deposits | 15,844,000 | 15,397,000 | 15,527,000 | 15,836,000 |
| Noninterest-bearing deposits | 2,376,000 | 2,141,000 | 2,507,000 | 2,677,000 |
| Equity capital | 5,464,000 | 5,398,000 | 5,503,000 | 5,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 545,000 | 824,000 | 1,113,000 |
| Interest expense | 73,000 | 139,000 | 206,000 | 277,000 |
| Net interest income | 201,000 | 406,000 | 618,000 | 836,000 |
| Noninterest income | 7,000 | 14,000 | 20,000 | 30,000 |
| Noninterest expense | 140,000 | 272,000 | 399,000 | 600,000 |
| Provision for loan losses | 3,000 | 3,000 | 9,000 | 12,000 |
| Pretax income | 65,000 | 145,000 | 230,000 | 254,000 |
| Income tax | 29,000 | 43,000 | 72,000 | 43,000 |
| Net income | 36,000 | 102,000 | 158,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,416,000 | 5,457,000 | 5,513,000 | 5,540,000 |
| Total capital | 5,596,000 | 5,637,000 | 5,699,000 | 5,736,000 |
| Risk-weighted assets | 14,185,000 | 14,887,000 | 15,014,000 | 14,805,000 |