Call reports 2003
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2003
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,481,000 | 23,836,000 | 23,535,000 | 23,475,000 |
| Total loans | 12,298,000 | 12,529,000 | 12,737,000 | 12,173,000 |
| Allowance for loan losses | 176,000 | 172,000 | 172,000 | 177,000 |
| Securities available for sale | 7,510,000 | 6,989,000 | 7,657,000 | 8,195,000 |
| Securities held to maturity | 2,384,000 | 1,778,000 | 1,728,000 | 1,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,084,000 | 18,418,000 | 17,901,000 | 17,664,000 |
| Interest-bearing deposits | 16,317,000 | 16,070,000 | 15,691,000 | 15,743,000 |
| Noninterest-bearing deposits | 1,767,000 | 2,348,000 | 2,210,000 | 1,921,000 |
| Equity capital | 5,310,000 | 5,347,000 | 5,364,000 | 5,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 615,000 | 909,000 | 1,203,000 |
| Interest expense | 106,000 | 201,000 | 286,000 | 364,000 |
| Net interest income | 206,000 | 414,000 | 623,000 | 839,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 33,000 |
| Noninterest expense | 118,000 | 238,000 | 370,000 | 534,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 91,000 | 181,000 | 266,000 | 323,000 |
| Income tax | 30,000 | 61,000 | 88,000 | 79,000 |
| Net income | 61,000 | 120,000 | 178,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,245,000 | 5,279,000 | 5,338,000 | 5,379,000 |
| Total capital | 5,421,000 | 5,451,000 | 5,510,000 | 5,556,000 |
| Risk-weighted assets | 14,738,000 | 14,604,000 | 14,744,000 | 14,241,000 |