Call reports 2002
FIRST NATIONAL BANK OF PRIMGHAR, THE — 2002
What FIRST NATIONAL BANK OF PRIMGHAR, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,217,000 | 23,045,000 | 22,900,000 | 22,824,000 |
| Total loans | 11,355,000 | 11,697,000 | 12,881,000 | 12,291,000 |
| Allowance for loan losses | 151,000 | 151,000 | 162,000 | 163,000 |
| Securities available for sale | 7,088,000 | 7,433,000 | 6,213,000 | 6,805,000 |
| Securities held to maturity | 2,522,000 | 2,161,000 | 2,282,000 | 2,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,084,000 | 17,815,000 | 17,536,000 | 17,460,000 |
| Interest-bearing deposits | 15,059,000 | 15,943,000 | 15,431,000 | 15,688,000 |
| Noninterest-bearing deposits | 2,025,000 | 1,872,000 | 2,105,000 | 1,772,000 |
| Equity capital | 5,031,000 | 5,126,000 | 5,220,000 | 5,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 665,000 | 1,006,000 | 1,339,000 |
| Interest expense | 135,000 | 260,000 | 382,000 | 496,000 |
| Net interest income | 198,000 | 405,000 | 624,000 | 843,000 |
| Noninterest income | 7,000 | 15,000 | 26,000 | 37,000 |
| Noninterest expense | 122,000 | 243,000 | 345,000 | 519,000 |
| Provision for loan losses | 10,000 | 10,000 | 15,000 | 25,000 |
| Pretax income | 107,000 | 201,000 | 330,000 | 374,000 |
| Income tax | 32,000 | 62,000 | 114,000 | 91,000 |
| Net income | 75,000 | 139,000 | 216,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,026,000 | 5,041,000 | 5,143,000 | 5,185,000 |
| Total capital | 5,177,000 | 5,192,000 | 5,305,000 | 5,348,000 |
| Risk-weighted assets | 13,344,000 | 13,672,000 | 14,546,000 | 14,274,000 |