Call reports 2003
FIRSTCAPITAL BANK, SSB — 2003
What FIRSTCAPITAL BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 742,146,000 | 751,207,000 | 763,811,000 | 757,831,000 |
| Total loans | 521,352,000 | 514,762,000 | 506,987,000 | 526,032,000 |
| Allowance for loan losses | 4,299,000 | 4,600,000 | 4,622,000 | 5,316,000 |
| Securities available for sale | 108,353,000 | 110,471,000 | 157,916,000 | 126,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,705,000 | 653,329,000 | 660,518,000 | 655,837,000 |
| Interest-bearing deposits | 584,110,000 | 628,068,000 | 632,384,000 | 626,358,000 |
| Noninterest-bearing deposits | 64,595,000 | 25,261,000 | 28,134,000 | 29,479,000 |
| Equity capital | 76,857,000 | 78,385,000 | 78,377,000 | 79,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,504,000 | 18,784,000 | 27,908,000 | 36,938,000 |
| Interest expense | 3,135,000 | 6,061,000 | 8,786,000 | 11,387,000 |
| Net interest income | 6,369,000 | 12,723,000 | 19,122,000 | 25,551,000 |
| Noninterest income | 2,228,000 | 4,661,000 | 7,110,000 | 10,302,000 |
| Noninterest expense | 6,757,000 | 13,716,000 | 20,791,000 | 28,035,000 |
| Provision for loan losses | 250,000 | 620,000 | 800,000 | 1,620,000 |
| Pretax income | 1,612,000 | 3,148,000 | 4,771,000 | 6,413,000 |
| Income tax | 497,000 | 974,000 | 1,486,000 | 2,037,000 |
| Net income | 1,115,000 | 2,174,000 | 3,285,000 | 4,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,637,000 | 56,385,000 | 57,195,000 | 57,998,000 |
| Total capital | 59,943,000 | 60,995,000 | 61,823,000 | 63,316,000 |
| Risk-weighted assets | 567,928,000 | 567,808,000 | 564,197,000 | 586,404,000 |
Machine access — free, no API key
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