Call reports 2002
FIRSTCAPITAL BANK, SSB — 2002
What FIRSTCAPITAL BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 755,361,000 | 738,822,000 | 752,816,000 | 757,284,000 |
| Total loans | 481,269,000 | 500,955,000 | 499,064,000 | 514,364,000 |
| Allowance for loan losses | 3,614,000 | 3,979,000 | 4,059,000 | 4,224,000 |
| Securities available for sale | 160,568,000 | 124,169,000 | 134,793,000 | 140,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,908,000 | 648,485,000 | 661,917,000 | 655,092,000 |
| Interest-bearing deposits | 602,453,000 | 586,142,000 | 598,596,000 | 594,497,000 |
| Noninterest-bearing deposits | 65,455,000 | 62,343,000 | 63,321,000 | 60,595,000 |
| Equity capital | 71,879,000 | 73,263,000 | 74,445,000 | 76,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,160,000 | 20,686,000 | 30,819,000 | 40,820,000 |
| Interest expense | 4,841,000 | 8,763,000 | 12,495,000 | 15,922,000 |
| Net interest income | 5,319,000 | 11,923,000 | 18,324,000 | 24,898,000 |
| Noninterest income | 1,924,000 | 3,988,000 | 6,287,000 | 8,414,000 |
| Noninterest expense | 6,402,000 | 12,901,000 | 19,585,000 | 26,208,000 |
| Provision for loan losses | 360,000 | 765,000 | 1,215,000 | 1,455,000 |
| Pretax income | 473,000 | 2,245,000 | 3,880,000 | 5,787,000 |
| Income tax | 108,000 | 657,000 | 1,161,000 | 1,764,000 |
| Net income | 365,000 | 1,588,000 | 2,719,000 | 4,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,049,000 | 51,683,000 | 53,218,000 | 54,522,000 |
| Total capital | 54,663,000 | 55,662,000 | 57,284,000 | 58,752,000 |
| Risk-weighted assets | 516,348,000 | 534,546,000 | 547,891,000 | 567,671,000 |