Call reports 2001
FIRSTCAPITAL BANK, SSB — 2001
What FIRSTCAPITAL BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 808,340,000 | 783,632,000 | 771,454,000 | 774,673,000 |
| Total loans | 383,389,000 | 395,618,000 | 425,778,000 | 460,301,000 |
| Allowance for loan losses | 2,791,000 | 3,371,000 | 3,282,000 | 3,381,000 |
| Securities available for sale | 254,523,000 | 243,410,000 | 205,053,000 | 191,726,000 |
| Securities held to maturity | 11,149,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,182,000 | 695,338,000 | 683,730,000 | 689,343,000 |
| Interest-bearing deposits | 649,674,000 | 636,365,000 | 621,046,000 | 625,766,000 |
| Noninterest-bearing deposits | 64,508,000 | 58,973,000 | 62,684,000 | 63,577,000 |
| Equity capital | 69,943,000 | 69,653,000 | 69,701,000 | 67,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,038,000 | 27,265,000 | 39,426,000 | 50,582,000 |
| Interest expense | 7,796,000 | 14,808,000 | 21,342,000 | 27,229,000 |
| Net interest income | 6,242,000 | 12,457,000 | 18,084,000 | 23,353,000 |
| Noninterest income | 2,403,000 | 4,339,000 | 5,891,000 | 7,754,000 |
| Noninterest expense | 7,116,000 | 14,124,000 | 21,077,000 | 28,040,000 |
| Provision for loan losses | 150,000 | 550,000 | 550,000 | 890,000 |
| Pretax income | 2,175,000 | 2,824,000 | 3,134,000 | 3,547,000 |
| Income tax | 819,000 | 1,091,000 | 1,179,000 | 1,335,000 |
| Net income | 1,356,000 | 1,733,000 | 1,955,000 | 2,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,930,000 | 46,977,000 | 46,870,000 | 46,690,000 |
| Total capital | 49,721,000 | 50,348,000 | 50,152,000 | 50,071,000 |
| Risk-weighted assets | 429,588,000 | 430,833,000 | 466,560,000 | 502,556,000 |