Call reports 2008
PRIVATE BANK OF BUCKHEAD — 2008
What PRIVATE BANK OF BUCKHEAD reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 55,841,000 | 57,564,000 | 71,655,000 | 85,238,000 |
| Total loans | 39,522,000 | 50,331,000 | 62,463,000 | 77,138,000 |
| Allowance for loan losses | 671,000 | 639,000 | 762,000 | 1,273,000 |
| Securities available for sale | 6,082,000 | 5,837,000 | 5,849,000 | 5,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,266,000 | 41,130,000 | 51,453,000 | 63,839,000 |
| Interest-bearing deposits | 27,610,000 | 28,227,000 | 37,145,000 | 48,035,000 |
| Noninterest-bearing deposits | 10,656,000 | 12,903,000 | 14,308,000 | 15,804,000 |
| Equity capital | 10,514,000 | 10,120,000 | 10,103,000 | 9,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,585,000 | 2,539,000 | 3,645,000 |
| Interest expense | 227,000 | 461,000 | 712,000 | 1,063,000 |
| Net interest income | 516,000 | 1,124,000 | 1,827,000 | 2,582,000 |
| Noninterest income | 8,000 | 18,000 | 31,000 | 44,000 |
| Noninterest expense | 622,000 | 1,216,000 | 1,927,000 | 2,634,000 |
| Provision for loan losses | 122,000 | 371,000 | 495,000 | 1,146,000 |
| Pretax income | -219,000 | -443,000 | -561,000 | -1,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -219,000 | -443,000 | -561,000 | -1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,378,000 | 10,155,000 | 10,037,000 | 9,449,000 |
| Total capital | 10,886,000 | 10,750,000 | 10,777,000 | 10,359,000 |
| Risk-weighted assets | 45,702,000 | 55,787,000 | 59,197,000 | 72,394,000 |