Call reports 2007
PRIVATE BANK OF BUCKHEAD — 2007
What PRIVATE BANK OF BUCKHEAD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,356,000 | 29,714,000 | 31,311,000 | 41,003,000 |
| Total loans | 3,734,000 | 8,071,000 | 18,132,000 | 27,309,000 |
| Allowance for loan losses | 37,000 | 81,000 | 181,000 | 548,000 |
| Securities available for sale | 2,053,000 | 6,841,000 | 8,897,000 | 7,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,910,000 | 17,783,000 | 18,997,000 | 24,850,000 |
| Interest-bearing deposits | 8,604,000 | 11,127,000 | 12,943,000 | 18,587,000 |
| Noninterest-bearing deposits | 4,306,000 | 6,656,000 | 6,054,000 | 6,263,000 |
| Equity capital | 11,325,000 | 10,894,000 | 11,014,000 | 10,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 725,000 | 1,223,000 | 1,833,000 |
| Interest expense | 65,000 | 171,000 | 290,000 | 435,000 |
| Net interest income | 248,000 | 554,000 | 933,000 | 1,398,000 |
| Noninterest income | 2,000 | 6,000 | 10,000 | 22,000 |
| Noninterest expense | 575,000 | 1,110,000 | 1,624,000 | 2,146,000 |
| Provision for loan losses | 32,000 | 76,000 | 176,000 | 543,000 |
| Pretax income | -356,000 | -624,000 | -854,000 | -1,265,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -356,000 | -624,000 | -854,000 | -1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,324,000 | 11,056,000 | 11,009,000 | 10,598,000 |
| Total capital | 11,361,000 | 11,137,000 | 11,190,000 | 10,950,000 |
| Risk-weighted assets | 9,893,000 | 15,603,000 | 24,861,000 | 34,060,000 |