Call reports 2016
FNB WASHINGTON — 2016
What FNB WASHINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,142,000 | 77,457,000 | 76,642,000 | 81,784,000 |
| Total loans | 31,314,000 | 30,512,000 | 30,369,000 | 31,183,000 |
| Allowance for loan losses | 968,000 | 963,000 | 964,000 | 965,000 |
| Securities available for sale | 32,449,000 | 31,782,000 | 33,683,000 | 34,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,097,000 | 55,502,000 | 53,212,000 | 57,996,000 |
| Interest-bearing deposits | 44,164,000 | 46,625,000 | 44,615,000 | 48,857,000 |
| Noninterest-bearing deposits | 8,933,000 | 8,877,000 | 8,597,000 | 9,139,000 |
| Equity capital | 17,106,000 | 17,325,000 | 17,459,000 | 17,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,068,000 | 1,587,000 | 2,122,000 |
| Interest expense | 41,000 | 81,000 | 120,000 | 159,000 |
| Net interest income | 502,000 | 987,000 | 1,467,000 | 1,963,000 |
| Noninterest income | 75,000 | 123,000 | 179,000 | 236,000 |
| Noninterest expense | 277,000 | 564,000 | 844,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 546,000 | 802,000 | 1,063,000 |
| Income tax | 84,000 | 153,000 | 224,000 | 313,000 |
| Net income | 216,000 | 393,000 | 578,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,938,000 | 17,116,000 | 17,301,000 | 17,472,000 |
| Total capital | 17,430,000 | 17,607,000 | 17,787,000 | 17,987,000 |
| Risk-weighted assets | 38,867,000 | 38,808,000 | 38,367,000 | 40,748,000 |