Call reports 2015
FNB WASHINGTON — 2015
What FNB WASHINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,275,000 | 79,221,000 | 75,912,000 | 80,118,000 |
| Total loans | 29,344,000 | 29,404,000 | 30,473,000 | 31,355,000 |
| Allowance for loan losses | 965,000 | 965,000 | 968,000 | 968,000 |
| Securities available for sale | 35,395,000 | 37,627,000 | 34,680,000 | 32,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,132,000 | 56,313,000 | 50,433,000 | 57,105,000 |
| Interest-bearing deposits | 45,298,000 | 46,740,000 | 41,892,000 | 47,905,000 |
| Noninterest-bearing deposits | 9,834,000 | 9,573,000 | 8,541,000 | 9,200,000 |
| Equity capital | 16,505,000 | 16,576,000 | 16,827,000 | 16,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,037,000 | 1,574,000 | 2,127,000 |
| Interest expense | 39,000 | 81,000 | 117,000 | 155,000 |
| Net interest income | 473,000 | 956,000 | 1,457,000 | 1,972,000 |
| Noninterest income | 56,000 | 120,000 | 185,000 | 229,000 |
| Noninterest expense | 270,000 | 568,000 | 860,000 | 1,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 508,000 | 782,000 | 1,053,000 |
| Income tax | 72,000 | 139,000 | 214,000 | 309,000 |
| Net income | 187,000 | 369,000 | 568,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,266,000 | 16,448,000 | 16,647,000 | 16,823,000 |
| Total capital | 16,855,000 | 17,020,000 | 17,225,000 | 17,380,000 |
| Risk-weighted assets | 46,712,000 | 45,381,000 | 45,814,000 | 44,136,000 |