Call reports 2013
FNB WASHINGTON — 2013
What FNB WASHINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 70,912,000 | 71,527,000 | 71,196,000 | 79,304,000 |
| Total loans | 26,594,000 | 28,353,000 | 29,174,000 | 28,340,000 |
| Allowance for loan losses | 965,000 | 972,000 | 974,000 | 960,000 |
| Securities available for sale | 34,228,000 | 36,699,000 | 35,628,000 | 35,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,209,000 | 51,250,000 | 48,727,000 | 56,371,000 |
| Interest-bearing deposits | 43,285,000 | 42,622,000 | 41,741,000 | 48,464,000 |
| Noninterest-bearing deposits | 7,924,000 | 8,628,000 | 6,986,000 | 7,907,000 |
| Equity capital | 15,207,000 | 15,145,000 | 15,251,000 | 15,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,015,000 | 1,531,000 | 2,055,000 |
| Interest expense | 90,000 | 181,000 | 271,000 | 353,000 |
| Net interest income | 416,000 | 834,000 | 1,260,000 | 1,702,000 |
| Noninterest income | 56,000 | 103,000 | 164,000 | 224,000 |
| Noninterest expense | 313,000 | 576,000 | 867,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 361,000 | 557,000 | 790,000 |
| Income tax | 40,000 | 94,000 | 146,000 | 71,000 |
| Net income | 119,000 | 267,000 | 411,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,837,000 | 14,985,000 | 15,130,000 | 15,438,000 |
| Total capital | 15,278,000 | 15,456,000 | 15,605,000 | 15,918,000 |
| Risk-weighted assets | 34,778,000 | 37,148,000 | 37,488,000 | 37,925,000 |