Call reports 2012
FNB WASHINGTON — 2012
What FNB WASHINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,862,000 | 69,528,000 | 69,015,000 | 75,957,000 |
| Total loans | 24,666,000 | 25,795,000 | 26,353,000 | 27,335,000 |
| Allowance for loan losses | 964,000 | 966,000 | 968,000 | 964,000 |
| Securities available for sale | 36,087,000 | 35,379,000 | 32,521,000 | 32,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,163,000 | 48,565,000 | 46,847,000 | 54,000,000 |
| Interest-bearing deposits | 42,086,000 | 40,891,000 | 39,438,000 | 45,426,000 |
| Noninterest-bearing deposits | 8,077,000 | 7,674,000 | 7,409,000 | 8,574,000 |
| Equity capital | 14,671,000 | 14,806,000 | 14,962,000 | 15,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,088,000 | 1,634,000 | 2,167,000 |
| Interest expense | 115,000 | 224,000 | 327,000 | 423,000 |
| Net interest income | 431,000 | 864,000 | 1,307,000 | 1,744,000 |
| Noninterest income | 63,000 | 111,000 | 168,000 | 228,000 |
| Noninterest expense | 261,000 | 533,000 | 791,000 | 1,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 442,000 | 684,000 | 879,000 |
| Income tax | 72,000 | 137,000 | 212,000 | 171,000 |
| Net income | 161,000 | 305,000 | 472,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,171,000 | 14,315,000 | 14,483,000 | 14,718,000 |
| Total capital | 14,595,000 | 14,745,000 | 14,920,000 | 15,182,000 |
| Risk-weighted assets | 33,419,000 | 33,858,000 | 34,457,000 | 36,649,000 |