Call reports 2010
FNB WASHINGTON — 2010
What FNB WASHINGTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,789,000 | 60,644,000 | 62,557,000 | 71,177,000 |
| Total loans | 23,043,000 | 23,919,000 | 24,403,000 | 25,091,000 |
| Allowance for loan losses | 972,000 | 963,000 | 977,000 | 977,000 |
| Securities available for sale | 32,172,000 | 30,831,000 | 31,619,000 | 31,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,476,000 | 43,300,000 | 43,385,000 | 51,123,000 |
| Interest-bearing deposits | 38,442,000 | 38,986,000 | 38,399,000 | 45,119,000 |
| Noninterest-bearing deposits | 5,034,000 | 4,314,000 | 4,986,000 | 6,004,000 |
| Equity capital | 13,187,000 | 13,341,000 | 13,627,000 | 13,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,230,000 | 1,833,000 | 2,449,000 |
| Interest expense | 158,000 | 307,000 | 454,000 | 594,000 |
| Net interest income | 455,000 | 923,000 | 1,379,000 | 1,855,000 |
| Noninterest income | 66,000 | 123,000 | 178,000 | 274,000 |
| Noninterest expense | 263,000 | 545,000 | 806,000 | 1,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 501,000 | 751,000 | 1,007,000 |
| Income tax | 80,000 | 155,000 | 233,000 | 255,000 |
| Net income | 178,000 | 346,000 | 518,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,640,000 | 12,809,000 | 12,980,000 | 13,214,000 |
| Total capital | 13,037,000 | 13,213,000 | 13,392,000 | 13,653,000 |
| Risk-weighted assets | 31,156,000 | 31,789,000 | 32,403,000 | 34,566,000 |