Call reports 2009
FNB WASHINGTON — 2009
What FNB WASHINGTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,267,000 | 54,205,000 | 56,835,000 | 69,155,000 |
| Total loans | 21,770,000 | 22,381,000 | 23,310,000 | 23,169,000 |
| Allowance for loan losses | 987,000 | 985,000 | 967,000 | 969,000 |
| Securities available for sale | 25,826,000 | 27,566,000 | 26,855,000 | 32,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,172,000 | 39,182,000 | 38,622,000 | 48,343,000 |
| Interest-bearing deposits | 33,682,000 | 34,183,000 | 33,859,000 | 43,117,000 |
| Noninterest-bearing deposits | 4,490,000 | 4,999,000 | 4,763,000 | 5,226,000 |
| Equity capital | 12,505,000 | 12,623,000 | 12,944,000 | 13,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,276,000 | 1,921,000 | 2,559,000 |
| Interest expense | 161,000 | 321,000 | 478,000 | 648,000 |
| Net interest income | 484,000 | 955,000 | 1,443,000 | 1,911,000 |
| Noninterest income | 64,000 | 114,000 | 178,000 | 251,000 |
| Noninterest expense | 268,000 | 537,000 | 798,000 | 1,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 532,000 | 823,000 | 1,054,000 |
| Income tax | 87,000 | 165,000 | 255,000 | 268,000 |
| Net income | 193,000 | 367,000 | 568,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,944,000 | 12,118,000 | 12,319,000 | 12,537,000 |
| Total capital | 12,311,000 | 12,496,000 | 12,712,000 | 12,957,000 |
| Risk-weighted assets | 28,752,000 | 29,646,000 | 30,891,000 | 33,072,000 |