Call reports 2008
FNB WASHINGTON — 2008
What FNB WASHINGTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,779,000 | 49,706,000 | 48,565,000 | 56,460,000 |
| Total loans | 19,405,000 | 20,784,000 | 21,444,000 | 22,068,000 |
| Allowance for loan losses | 987,000 | 986,000 | 986,000 | 986,000 |
| Securities available for sale | 24,989,000 | 24,837,000 | 22,884,000 | 23,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,634,000 | 32,831,000 | 32,700,000 | 38,215,000 |
| Interest-bearing deposits | 29,876,000 | 29,242,000 | 28,917,000 | 33,398,000 |
| Noninterest-bearing deposits | 4,758,000 | 3,589,000 | 3,783,000 | 4,817,000 |
| Equity capital | 11,884,000 | 11,574,000 | 11,857,000 | 12,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,336,000 | 2,010,000 | 2,672,000 |
| Interest expense | 226,000 | 420,000 | 610,000 | 785,000 |
| Net interest income | 453,000 | 916,000 | 1,400,000 | 1,887,000 |
| Noninterest income | 60,000 | 119,000 | 192,000 | 271,000 |
| Noninterest expense | 255,000 | 495,000 | 760,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 540,000 | 832,000 | 1,091,000 |
| Income tax | 80,000 | 167,000 | 258,000 | 299,000 |
| Net income | 178,000 | 373,000 | 574,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,382,000 | 11,406,000 | 11,608,000 | 11,826,000 |
| Total capital | 11,720,000 | 11,760,000 | 11,961,000 | 12,201,000 |
| Risk-weighted assets | 26,380,000 | 27,681,000 | 27,639,000 | 29,425,000 |