Call reports 2007
FNB WASHINGTON — 2007
What FNB WASHINGTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,142,000 | 47,758,000 | 46,466,000 | 52,013,000 |
| Total loans | 16,761,000 | 17,724,000 | 19,004,000 | 19,199,000 |
| Allowance for loan losses | 987,000 | 993,000 | 984,000 | 987,000 |
| Securities available for sale | 27,980,000 | 26,938,000 | 25,360,000 | 26,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,191,000 | 32,667,000 | 30,337,000 | 36,146,000 |
| Interest-bearing deposits | 32,239,000 | 29,218,000 | 26,775,000 | 31,783,000 |
| Noninterest-bearing deposits | 3,952,000 | 3,449,000 | 3,562,000 | 4,363,000 |
| Equity capital | 10,713,000 | 10,712,000 | 11,104,000 | 11,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,317,000 | 1,978,000 | 2,645,000 |
| Interest expense | 278,000 | 539,000 | 792,000 | 1,034,000 |
| Net interest income | 383,000 | 778,000 | 1,186,000 | 1,611,000 |
| Noninterest income | 50,000 | 112,000 | 192,000 | 282,000 |
| Noninterest expense | 236,000 | 474,000 | 719,000 | 1,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 197,000 | 416,000 | 659,000 | 892,000 |
| Income tax | 61,000 | 129,000 | 204,000 | 242,000 |
| Net income | 136,000 | 287,000 | 455,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,790,000 | 10,941,000 | 11,109,000 | 11,304,000 |
| Total capital | 11,108,000 | 11,272,000 | 11,444,000 | 11,646,000 |
| Risk-weighted assets | 24,800,000 | 25,788,000 | 26,132,000 | 26,720,000 |