Call reports 2006
FNB WASHINGTON — 2006
What FNB WASHINGTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 48,181,000 | 48,746,000 | 46,076,000 | 52,043,000 |
| Total loans | 17,413,000 | 17,857,000 | 17,996,000 | 17,713,000 |
| Allowance for loan losses | 997,000 | 999,000 | 991,000 | 991,000 |
| Securities available for sale | 28,539,000 | 27,737,000 | 26,399,000 | 26,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,281,000 | 34,410,000 | 32,380,000 | 38,160,000 |
| Interest-bearing deposits | 30,586,000 | 31,022,000 | 28,794,000 | 33,732,000 |
| Noninterest-bearing deposits | 3,695,000 | 3,388,000 | 3,586,000 | 4,428,000 |
| Equity capital | 10,053,000 | 10,097,000 | 10,402,000 | 10,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,195,000 | 1,809,000 | 2,442,000 |
| Interest expense | 195,000 | 428,000 | 666,000 | 906,000 |
| Net interest income | 394,000 | 767,000 | 1,143,000 | 1,536,000 |
| Noninterest income | 47,000 | 100,000 | 183,000 | 281,000 |
| Noninterest expense | 255,000 | 520,000 | 791,000 | 1,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 186,000 | 347,000 | 503,000 | 672,000 |
| Income tax | 59,000 | 109,000 | 157,000 | 159,000 |
| Net income | 127,000 | 238,000 | 346,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,343,000 | 10,454,000 | 10,562,000 | 10,729,000 |
| Total capital | 10,651,000 | 10,770,000 | 10,872,000 | 11,054,000 |
| Risk-weighted assets | 23,985,000 | 24,633,000 | 24,121,000 | 25,340,000 |