Call reports 2005
FNB WASHINGTON — 2005
What FNB WASHINGTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,720,000 | 50,712,000 | 48,766,000 | 52,308,000 |
| Total loans | 17,284,000 | 16,901,000 | 17,609,000 | 17,732,000 |
| Allowance for loan losses | 1,020,000 | 1,021,000 | 988,000 | 989,000 |
| Securities available for sale | 30,463,000 | 32,326,000 | 29,814,000 | 28,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,573,000 | 37,409,000 | 34,272,000 | 38,504,000 |
| Interest-bearing deposits | 35,869,000 | 34,081,000 | 30,960,000 | 34,785,000 |
| Noninterest-bearing deposits | 3,704,000 | 3,328,000 | 3,312,000 | 3,719,000 |
| Equity capital | 9,729,000 | 9,947,000 | 9,996,000 | 10,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,115,000 | 1,667,000 | 2,230,000 |
| Interest expense | 144,000 | 324,000 | 505,000 | 686,000 |
| Net interest income | 405,000 | 791,000 | 1,162,000 | 1,544,000 |
| Noninterest income | 60,000 | 104,000 | 133,000 | 214,000 |
| Noninterest expense | 242,000 | 494,000 | 737,000 | 1,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 401,000 | 558,000 | 717,000 |
| Income tax | 69,000 | 124,000 | 173,000 | 174,000 |
| Net income | 154,000 | 277,000 | 385,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,903,000 | 10,025,000 | 10,133,000 | 10,291,000 |
| Total capital | 10,229,000 | 10,334,000 | 10,442,000 | 10,613,000 |
| Risk-weighted assets | 25,425,000 | 23,985,000 | 24,026,000 | 25,114,000 |