Call reports 2004
FNB WASHINGTON — 2004
What FNB WASHINGTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,315,000 | 51,117,000 | 50,628,000 | 54,702,000 |
| Total loans | 18,822,000 | 18,810,000 | 18,446,000 | 18,259,000 |
| Allowance for loan losses | 1,010,000 | 1,010,000 | 1,011,000 | 1,009,000 |
| Securities available for sale | 27,936,000 | 27,426,000 | 27,293,000 | 28,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,224,000 | 37,690,000 | 35,881,000 | 41,110,000 |
| Interest-bearing deposits | 34,042,000 | 34,567,000 | 32,531,000 | 37,046,000 |
| Noninterest-bearing deposits | 3,182,000 | 3,123,000 | 3,350,000 | 4,064,000 |
| Equity capital | 9,712,000 | 9,528,000 | 9,785,000 | 9,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,054,000 | 1,581,000 | 2,106,000 |
| Interest expense | 142,000 | 271,000 | 403,000 | 539,000 |
| Net interest income | 388,000 | 783,000 | 1,178,000 | 1,567,000 |
| Noninterest income | 40,000 | 86,000 | 120,000 | 167,000 |
| Noninterest expense | 252,000 | 483,000 | 728,000 | 1,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 386,000 | 571,000 | 723,000 |
| Income tax | 54,000 | 119,000 | 176,000 | 176,000 |
| Net income | 122,000 | 267,000 | 395,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,398,000 | 9,544,000 | 9,671,000 | 9,823,000 |
| Total capital | 9,721,000 | 9,874,000 | 9,995,000 | 10,152,000 |
| Risk-weighted assets | 25,177,000 | 25,684,000 | 25,245,000 | 25,668,000 |