Call reports 2003
FNB WASHINGTON — 2003
What FNB WASHINGTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,944,000 | 54,125,000 | 50,503,000 | 55,372,000 |
| Total loans | 17,208,000 | 17,748,000 | 17,523,000 | 17,724,000 |
| Allowance for loan losses | 1,005,000 | 1,001,000 | 1,001,000 | 1,008,000 |
| Securities available for sale | 31,019,000 | 28,340,000 | 27,932,000 | 30,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,333,000 | 37,936,000 | 37,251,000 | 41,713,000 |
| Interest-bearing deposits | 35,374,000 | 35,125,000 | 34,094,000 | 38,005,000 |
| Noninterest-bearing deposits | 2,959,000 | 2,811,000 | 3,157,000 | 3,708,000 |
| Equity capital | 11,422,000 | 11,659,000 | 9,553,000 | 9,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,207,000 | 1,761,000 | 2,297,000 |
| Interest expense | 185,000 | 352,000 | 505,000 | 648,000 |
| Net interest income | 441,000 | 855,000 | 1,256,000 | 1,649,000 |
| Noninterest income | 50,000 | 94,000 | 124,000 | 184,000 |
| Noninterest expense | 222,000 | 458,000 | 697,000 | 1,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 491,000 | 683,000 | 781,000 |
| Income tax | 86,000 | 155,000 | 215,000 | 196,000 |
| Net income | 183,000 | 336,000 | 468,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,045,000 | 11,197,000 | 9,260,000 | 9,376,000 |
| Total capital | 11,359,000 | 11,521,000 | 9,572,000 | 9,700,000 |
| Risk-weighted assets | 24,390,000 | 25,217,000 | 24,287,000 | 25,272,000 |