Call reports 2007
NATIONAL BANK OF STAMFORD, THE — 2007
What NATIONAL BANK OF STAMFORD, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 93,105,000 | 88,944,000 | 91,176,000 |
| Total loans | 35,100,000 | 34,121,000 | 34,176,000 |
| Allowance for loan losses | 225,000 | 161,000 | 132,000 |
| Securities available for sale | 33,861,000 | 31,849,000 | 31,479,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 67,249,000 | 64,405,000 | 64,216,000 |
| Interest-bearing deposits | 49,109,000 | 48,507,000 | 47,111,000 |
| Noninterest-bearing deposits | 18,140,000 | 15,898,000 | 17,105,000 |
| Equity capital | 14,553,000 | 14,189,000 | 14,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 1,236,000 | 2,542,000 | 3,827,000 |
| Interest expense | 401,000 | 869,000 | 1,338,000 |
| Net interest income | 835,000 | 1,673,000 | 2,489,000 |
| Noninterest income | 164,000 | 341,000 | 534,000 |
| Noninterest expense | 833,000 | 1,651,000 | 2,502,000 |
| Provision for loan losses | 2,000 | 15,000 | -18,000 |
| Pretax income | 164,000 | 348,000 | 539,000 |
| Income tax | 61,000 | 130,000 | 163,000 |
| Net income | 103,000 | 218,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 15,062,000 | 15,177,000 | 15,150,000 |
| Total capital | 15,287,000 | 15,338,000 | 15,282,000 |
| Risk-weighted assets | 47,053,000 | 45,694,000 | 45,800,000 |