Call reports 2006
NATIONAL BANK OF STAMFORD, THE — 2006
What NATIONAL BANK OF STAMFORD, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 87,983,000 | 84,291,000 | 84,949,000 | 82,713,000 |
| Total loans | 34,842,000 | 34,488,000 | 35,946,000 | 35,129,000 |
| Allowance for loan losses | 294,000 | 234,000 | 223,000 | 216,000 |
| Securities available for sale | 40,908,000 | 38,457,000 | 35,768,000 | 34,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,494,000 | 59,988,000 | 60,138,000 | 57,955,000 |
| Interest-bearing deposits | 46,037,000 | 43,314,000 | 42,642,000 | 41,217,000 |
| Noninterest-bearing deposits | 17,457,000 | 16,674,000 | 17,496,000 | 16,738,000 |
| Equity capital | 14,299,000 | 13,766,000 | 14,616,000 | 14,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,517,000 | 3,725,000 | 4,962,000 |
| Interest expense | 471,000 | 822,000 | 1,181,000 | 1,558,000 |
| Net interest income | 829,000 | 1,695,000 | 2,544,000 | 3,404,000 |
| Noninterest income | 158,000 | 333,000 | 524,000 | 698,000 |
| Noninterest expense | 1,012,000 | 1,817,000 | 2,604,000 | 3,477,000 |
| Provision for loan losses | 12,000 | -44,000 | -59,000 | -57,000 |
| Pretax income | 148,000 | 440,000 | 677,000 | 836,000 |
| Income tax | 35,000 | 98,000 | 137,000 | 134,000 |
| Net income | 113,000 | 342,000 | 540,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,887,000 | 14,410,000 | 14,608,000 | 14,959,000 |
| Total capital | 15,181,000 | 14,644,000 | 14,831,000 | 15,175,000 |
| Risk-weighted assets | 47,067,000 | 45,962,000 | 46,139,000 | 45,060,000 |