Call reports 2011
BANK OF THE SAN JUANS — 2011
What BANK OF THE SAN JUANS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 234,155,000 | 225,700,000 | 235,034,000 | 243,013,000 |
| Total loans | 141,112,000 | 137,684,000 | 134,592,000 | 135,515,000 |
| Allowance for loan losses | 4,488,000 | 4,310,000 | 4,331,000 | 4,189,000 |
| Securities available for sale | 34,044,000 | 44,434,000 | 49,047,000 | 63,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,453,000 | 179,213,000 | 192,573,000 | 195,068,000 |
| Interest-bearing deposits | 159,838,000 | 155,774,000 | 158,402,000 | 165,749,000 |
| Noninterest-bearing deposits | 21,614,000 | 23,440,000 | 34,171,000 | 29,318,000 |
| Equity capital | 25,722,000 | 26,005,000 | 27,014,000 | 27,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,631,000 | 7,001,000 | 9,438,000 |
| Interest expense | 328,000 | 634,000 | 936,000 | 1,210,000 |
| Net interest income | 1,987,000 | 3,997,000 | 6,065,000 | 8,228,000 |
| Noninterest income | 357,000 | 155,000 | 249,000 | 417,000 |
| Noninterest expense | 1,451,000 | 2,917,000 | 4,343,000 | 6,279,000 |
| Provision for loan losses | 200,000 | 200,000 | 800,000 | 800,000 |
| Pretax income | 693,000 | 1,035,000 | 1,171,000 | 1,566,000 |
| Income tax | 230,000 | 313,000 | 290,000 | 374,000 |
| Net income | 463,000 | 722,000 | 881,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,755,000 | 18,623,000 | 18,814,000 | 19,161,000 |
| Total capital | 20,755,000 | 20,591,000 | 20,787,000 | 21,127,000 |
| Risk-weighted assets | 157,504,000 | 155,121,000 | 155,463,000 | 155,025,000 |