Call reports 2010
BANK OF THE SAN JUANS — 2010
What BANK OF THE SAN JUANS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 176,627,000 | 204,835,000 | 212,256,000 | 230,363,000 |
| Total loans | 149,054,000 | 147,720,000 | 143,616,000 | 143,574,000 |
| Allowance for loan losses | 4,664,000 | 4,736,000 | 4,637,000 | 4,560,000 |
| Securities available for sale | 14,050,000 | 19,115,000 | 19,104,000 | 27,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,702,000 | 168,654,000 | 170,971,000 | 184,217,000 |
| Interest-bearing deposits | 126,081,000 | 147,227,000 | 148,661,000 | 160,667,000 |
| Noninterest-bearing deposits | 19,621,000 | 21,426,000 | 22,311,000 | 23,550,000 |
| Equity capital | 25,526,000 | 25,678,000 | 25,792,000 | 25,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,759,000 | 7,130,000 | 9,402,000 |
| Interest expense | 434,000 | 879,000 | 1,293,000 | 1,666,000 |
| Net interest income | 1,938,000 | 3,880,000 | 5,837,000 | 7,736,000 |
| Noninterest income | 265,000 | 591,000 | 945,000 | 1,422,000 |
| Noninterest expense | 1,379,000 | 2,716,000 | 4,128,000 | 5,647,000 |
| Provision for loan losses | 575,000 | 600,000 | 750,000 | 750,000 |
| Pretax income | 249,000 | 1,155,000 | 2,029,000 | 2,886,000 |
| Income tax | 72,000 | 401,000 | 744,000 | 1,045,000 |
| Net income | 177,000 | 754,000 | 1,285,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,163,000 | 18,356,000 | 18,506,000 | 18,681,000 |
| Total capital | 20,122,000 | 20,374,000 | 20,490,000 | 20,699,000 |
| Risk-weighted assets | 154,707,000 | 158,754,000 | 156,036,000 | 158,890,000 |