Call reports 2002
BANK OF THE SAN JUANS — 2002
What BANK OF THE SAN JUANS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,682,000 | 56,902,000 | 62,918,000 | 60,157,000 |
| Total loans | 37,980,000 | 43,352,000 | 47,193,000 | 48,296,000 |
| Allowance for loan losses | 415,000 | 470,000 | 532,000 | 555,000 |
| Securities available for sale | 1,612,000 | 1,499,000 | 1,420,000 | 1,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,397,000 | 51,425,000 | 56,220,000 | 53,275,000 |
| Interest-bearing deposits | 38,941,000 | 39,936,000 | 45,452,000 | 41,167,000 |
| Noninterest-bearing deposits | 8,456,000 | 11,489,000 | 10,768,000 | 12,108,000 |
| Equity capital | 4,185,000 | 4,348,000 | 4,520,000 | 4,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,854,000 | 2,903,000 | 3,954,000 |
| Interest expense | 172,000 | 345,000 | 534,000 | 724,000 |
| Net interest income | 712,000 | 1,509,000 | 2,369,000 | 3,230,000 |
| Noninterest income | 102,000 | 224,000 | 349,000 | 484,000 |
| Noninterest expense | 651,000 | 1,360,000 | 2,112,000 | 2,892,000 |
| Provision for loan losses | 27,000 | 80,000 | 142,000 | 165,000 |
| Pretax income | 136,000 | 293,000 | 464,000 | 657,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | 136,000 | 293,000 | 464,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,158,000 | 4,317,000 | 4,487,000 | 4,637,000 |
| Total capital | 4,573,000 | 4,787,000 | 5,019,000 | 5,192,000 |
| Risk-weighted assets | 44,902,000 | 50,282,000 | 57,017,000 | 49,972,000 |