Call reports 2025
PAVILLION BANK — 2025
What PAVILLION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 72,989,000 | 72,903,000 | 74,505,000 | 74,340,000 |
| Total loans | 55,549,000 | 52,859,000 | 57,201,000 | 57,742,000 |
| Allowance for loan losses | 705,000 | 709,000 | 709,000 | 759,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,480,000 | 59,306,000 | 60,733,000 | 60,470,000 |
| Interest-bearing deposits | 33,988,000 | 34,221,000 | 37,050,000 | 38,586,000 |
| Noninterest-bearing deposits | 25,492,000 | 25,085,000 | 23,683,000 | 21,884,000 |
| Equity capital | 11,592,000 | 11,686,000 | 11,743,000 | 11,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,426,000 | 3,648,000 | 4,882,000 |
| Interest expense | 138,000 | 280,000 | 435,000 | 617,000 |
| Net interest income | 1,064,000 | 2,146,000 | 3,213,000 | 4,265,000 |
| Noninterest income | 53,000 | 100,000 | 149,000 | 201,000 |
| Noninterest expense | 719,000 | 1,459,000 | 2,231,000 | 3,076,000 |
| Provision for loan losses | 0 | 0 | 0 | -152,000 |
| Pretax income | 398,000 | 787,000 | 1,131,000 | 1,542,000 |
| Income tax | 88,000 | 170,000 | 244,000 | 217,000 |
| Net income | 310,000 | 617,000 | 887,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,592,000 | 11,686,000 | 11,743,000 | 11,907,000 |
| Total capital | 12,273,000 | 12,336,000 | 12,432,000 | 12,588,000 |
| Risk-weighted assets | 54,448,000 | 51,892,000 | 55,062,000 | 54,356,000 |