Call reports 2024
PAVILLION BANK — 2024
What PAVILLION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 70,350,000 | 69,457,000 | 71,480,000 | 69,920,000 |
| Total loans | 53,985,000 | 49,059,000 | 48,455,000 | 53,031,000 |
| Allowance for loan losses | 638,000 | 643,000 | 697,000 | 695,000 |
| Securities available for sale | 2,643,000 | 2,642,000 | 2,647,000 | 627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,226,000 | 56,213,000 | 58,031,000 | 56,540,000 |
| Interest-bearing deposits | 30,723,000 | 33,253,000 | 34,034,000 | 35,047,000 |
| Noninterest-bearing deposits | 26,503,000 | 22,960,000 | 23,997,000 | 21,493,000 |
| Equity capital | 11,221,000 | 11,365,000 | 11,485,000 | 11,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,346,000 | 3,532,000 | 4,688,000 |
| Interest expense | 113,000 | 239,000 | 383,000 | 526,000 |
| Net interest income | 1,064,000 | 2,107,000 | 3,149,000 | 4,162,000 |
| Noninterest income | 59,000 | 107,000 | 153,000 | 198,000 |
| Noninterest expense | 625,000 | 1,299,000 | 2,008,000 | 2,761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 498,000 | 915,000 | 1,294,000 | 1,599,000 |
| Income tax | 101,000 | 192,000 | 270,000 | 319,000 |
| Net income | 397,000 | 723,000 | 1,024,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,235,000 | 11,375,000 | 11,487,000 | 11,494,000 |
| Total capital | 11,906,000 | 12,002,000 | 12,101,000 | 12,144,000 |
| Risk-weighted assets | 53,702,000 | 50,113,000 | 48,989,000 | 51,887,000 |