Call reports 2023
PAVILLION BANK — 2023
What PAVILLION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 73,504,000 | 73,772,000 | 68,741,000 | 69,551,000 |
| Total loans | 53,369,000 | 55,098,000 | 52,179,000 | 54,074,000 |
| Allowance for loan losses | 677,000 | 707,000 | 722,000 | 633,000 |
| Securities available for sale | 8,382,000 | 6,340,000 | 3,232,000 | 3,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,195,000 | 61,379,000 | 56,048,000 | 56,698,000 |
| Interest-bearing deposits | 37,367,000 | 36,167,000 | 30,541,000 | 31,713,000 |
| Noninterest-bearing deposits | 23,828,000 | 25,212,000 | 25,507,000 | 24,985,000 |
| Equity capital | 10,505,000 | 10,577,000 | 10,806,000 | 11,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,158,000 | 3,330,000 | 4,437,000 |
| Interest expense | 69,000 | 140,000 | 221,000 | 319,000 |
| Net interest income | 1,023,000 | 2,018,000 | 3,109,000 | 4,118,000 |
| Noninterest income | 35,000 | 73,000 | 120,000 | 437,000 |
| Noninterest expense | 627,000 | 1,212,000 | 1,787,000 | 2,474,000 |
| Provision for loan losses | 0 | 30,000 | 45,000 | 70,000 |
| Pretax income | 431,000 | 849,000 | 1,397,000 | 2,011,000 |
| Income tax | 75,000 | 175,000 | 282,000 | 382,000 |
| Net income | 356,000 | 674,000 | 1,115,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,504,000 | 10,609,000 | 10,838,000 | 11,026,000 |
| Total capital | 11,144,000 | 11,277,000 | 11,473,000 | 11,698,000 |
| Risk-weighted assets | 51,105,000 | 53,346,000 | 50,648,000 | 53,775,000 |