Call reports 2022
PAVILLION BANK — 2022
What PAVILLION BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 91,596,000 | 91,967,000 | 87,800,000 | 83,120,000 |
| Total loans | 50,934,000 | 57,571,000 | 62,070,000 | 56,367,000 |
| Allowance for loan losses | 711,000 | 677,000 | 677,000 | 677,000 |
| Securities available for sale | 8,097,000 | 13,729,000 | 6,220,000 | 10,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,621,000 | 80,035,000 | 75,814,000 | 70,780,000 |
| Interest-bearing deposits | 50,907,000 | 51,392,000 | 46,174,000 | 44,767,000 |
| Noninterest-bearing deposits | 28,714,000 | 28,643,000 | 29,640,000 | 26,013,000 |
| Equity capital | 10,137,000 | 10,123,000 | 10,245,000 | 10,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,636,000 | 2,637,000 | 3,752,000 |
| Interest expense | 43,000 | 87,000 | 129,000 | 184,000 |
| Net interest income | 782,000 | 1,549,000 | 2,508,000 | 3,568,000 |
| Noninterest income | 40,000 | 74,000 | 104,000 | 132,000 |
| Noninterest expense | 607,000 | 1,197,000 | 1,792,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 426,000 | 820,000 | 1,261,000 |
| Income tax | 44,000 | 97,000 | 182,000 | 277,000 |
| Net income | 171,000 | 329,000 | 638,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,147,000 | 10,155,000 | 10,290,000 | 10,435,000 |
| Total capital | 10,758,000 | 10,839,000 | 10,974,000 | 11,119,000 |
| Risk-weighted assets | 48,791,000 | 56,612,000 | 61,066,000 | 54,791,000 |