Call reports 2020
PAVILLION BANK — 2020
What PAVILLION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,163,000 | 80,284,000 | 81,003,000 | 80,841,000 |
| Total loans | 51,008,000 | 55,196,000 | 58,138,000 | 56,010,000 |
| Allowance for loan losses | 746,000 | 747,000 | 744,000 | 742,000 |
| Securities available for sale | 8,703,000 | 3,545,000 | 2,851,000 | 2,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,779,000 | 69,745,000 | 68,944,000 | 68,755,000 |
| Interest-bearing deposits | 43,638,000 | 45,003,000 | 45,874,000 | 46,458,000 |
| Noninterest-bearing deposits | 19,141,000 | 24,742,000 | 23,070,000 | 22,297,000 |
| Equity capital | 10,172,000 | 10,176,000 | 10,159,000 | 10,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,831,000 | 2,736,000 | 3,643,000 |
| Interest expense | 72,000 | 134,000 | 194,000 | 246,000 |
| Net interest income | 901,000 | 1,697,000 | 2,542,000 | 3,397,000 |
| Noninterest income | 44,000 | 74,000 | 112,000 | 113,000 |
| Noninterest expense | 633,000 | 1,285,000 | 1,929,000 | 2,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 486,000 | 725,000 | 982,000 |
| Income tax | 54,000 | 98,000 | 158,000 | 219,000 |
| Net income | 258,000 | 388,000 | 567,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,163,000 | 10,118,000 | 10,107,000 | 10,113,000 |
| Total capital | 10,810,000 | 10,768,000 | 10,777,000 | 10,754,000 |
| Risk-weighted assets | 51,721,000 | 51,932,000 | 53,548,000 | 51,222,000 |