Call reports 2018
PAVILLION BANK — 2018
What PAVILLION BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 80,579,000 | 75,332,000 | 77,143,000 | 76,582,000 |
| Total loans | 51,071,000 | 46,249,000 | 50,282,000 | 51,922,000 |
| Allowance for loan losses | 501,000 | 519,000 | 519,000 | 555,000 |
| Securities available for sale | 11,007,000 | 10,855,000 | 10,311,000 | 10,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,209,000 | 64,942,000 | 66,660,000 | 66,208,000 |
| Interest-bearing deposits | 47,411,000 | 43,566,000 | 44,292,000 | 45,177,000 |
| Noninterest-bearing deposits | 22,798,000 | 21,376,000 | 22,368,000 | 21,031,000 |
| Equity capital | 10,179,000 | 10,208,000 | 10,254,000 | 10,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,633,000 | 2,465,000 | 3,385,000 |
| Interest expense | 52,000 | 109,000 | 157,000 | 224,000 |
| Net interest income | 743,000 | 1,524,000 | 2,308,000 | 3,161,000 |
| Noninterest income | 55,000 | 94,000 | 133,000 | 172,000 |
| Noninterest expense | 556,000 | 1,115,000 | 1,670,000 | 2,304,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 50,000 |
| Pretax income | 242,000 | 483,000 | 751,000 | 979,000 |
| Income tax | 43,000 | 95,000 | 123,000 | 167,000 |
| Net income | 199,000 | 388,000 | 628,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,131,000 | 10,163,000 | 10,246,000 | 10,101,000 |
| Total capital | 10,639,000 | 10,689,000 | 10,772,000 | 10,663,000 |
| Risk-weighted assets | 51,152,000 | 46,507,000 | 49,245,000 | 50,559,000 |