Call reports 2017
PAVILLION BANK — 2017
What PAVILLION BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,011,000 | 76,110,000 | 76,782,000 | 74,823,000 |
| Total loans | 48,231,000 | 48,114,000 | 52,099,000 | 52,347,000 |
| Allowance for loan losses | 558,000 | 442,000 | 522,000 | 501,000 |
| Securities available for sale | 7,412,000 | 7,276,000 | 7,236,000 | 7,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,602,000 | 65,633,000 | 66,221,000 | 64,232,000 |
| Interest-bearing deposits | 46,688,000 | 44,872,000 | 45,105,000 | 45,721,000 |
| Noninterest-bearing deposits | 19,914,000 | 20,761,000 | 21,116,000 | 18,511,000 |
| Equity capital | 10,194,000 | 10,232,000 | 10,243,000 | 10,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,499,000 | 2,302,000 | 3,122,000 |
| Interest expense | 48,000 | 98,000 | 149,000 | 201,000 |
| Net interest income | 701,000 | 1,401,000 | 2,153,000 | 2,921,000 |
| Noninterest income | 75,000 | 129,000 | 332,000 | 378,000 |
| Noninterest expense | 553,000 | 1,121,000 | 1,684,000 | 2,284,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 95,000 |
| Pretax income | 223,000 | 409,000 | 721,000 | 920,000 |
| Income tax | 62,000 | 110,000 | 221,000 | 334,000 |
| Net income | 161,000 | 299,000 | 500,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,096,000 | 10,081,000 | 10,107,000 | 10,089,000 |
| Total capital | 10,661,000 | 10,530,000 | 10,636,000 | 10,597,000 |
| Risk-weighted assets | 48,872,000 | 49,016,000 | 52,759,000 | 53,384,000 |