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Call reports 2005

PAVILLION BANK — 2005

What PAVILLION BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/649607d8-f6d6-441c-9136-834e1e3e41ae/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets46,875,00049,040,00046,668,00050,863,000
Total loans24,617,00029,369,00034,366,00036,543,000
Allowance for loan losses394,000400,000401,000415,000
Securities available for sale2,604,0002,114,0001,617,0001,115,000
Securities held to maturity0000
Trading assets0000
Total deposits41,927,00043,983,00041,348,00045,638,000
Interest-bearing deposits20,248,00020,753,00021,655,00023,314,000
Noninterest-bearing deposits21,679,00023,230,00019,693,00022,324,000
Equity capital4,876,0004,970,0005,074,0005,103,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income566,0001,201,0001,897,0002,675,000
Interest expense37,00080,000133,000202,000
Net interest income529,0001,121,0001,764,0002,473,000
Noninterest income51,000129,000177,000220,000
Noninterest expense459,000920,0001,369,0001,969,000
Provision for loan losses0000
Pretax income121,000330,000572,000724,000
Income tax40,000108,000200,000272,000
Net income81,000222,000372,000452,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital4,876,0004,967,0005,068,0005,095,000
Total capital5,262,0005,367,0005,469,0005,510,000
Risk-weighted assets30,868,00034,828,00038,993,00042,009,000

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