Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 251,335,000 | 246,379,000 | 250,592,000 | 250,699,000 |
| Total loans | 126,072,000 | 131,185,000 | 132,912,000 | 140,154,000 |
| Allowance for loan losses | 1,365,000 | 1,366,000 | 1,367,000 | 1,467,000 |
| Securities available for sale | 96,716,000 | 95,228,000 | 92,650,000 | 91,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,020,000 | 231,706,000 | 234,187,000 | 233,283,000 |
| Interest-bearing deposits | 184,155,000 | 179,102,000 | 181,947,000 | 181,751,000 |
| Noninterest-bearing deposits | 53,865,000 | 52,604,000 | 52,240,000 | 51,532,000 |
| Equity capital | 12,793,000 | 14,115,000 | 15,667,000 | 16,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,772,000 | 5,698,000 | 8,661,000 | 11,724,000 |
| Interest expense | 1,165,000 | 2,304,000 | 3,439,000 | 4,549,000 |
| Net interest income | 1,607,000 | 3,394,000 | 5,222,000 | 7,175,000 |
| Noninterest income | 130,000 | 282,000 | 441,000 | 624,000 |
| Noninterest expense | 1,330,000 | 2,702,000 | 4,092,000 | 5,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 407,000 | 974,000 | 1,571,000 | 2,192,000 |
| Income tax | 96,000 | 191,000 | 304,000 | 398,000 |
| Net income | 311,000 | 783,000 | 1,267,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,878,000 | 25,364,000 | 25,848,000 | 25,685,000 |