Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 256,352,000 | 253,087,000 | 246,494,000 | 253,590,000 |
| Total loans | 107,979,000 | 112,154,000 | 116,559,000 | 125,853,000 |
| Allowance for loan losses | 1,296,000 | 1,296,000 | 1,432,000 | 1,410,000 |
| Securities available for sale | 106,428,000 | 102,424,000 | 96,384,000 | 98,020,000 |
| Securities held to maturity | 2,998,000 | 2,999,000 | 2,998,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,054,000 | 242,707,000 | 237,490,000 | 241,778,000 |
| Interest-bearing deposits | 181,352,000 | 182,813,000 | 179,869,000 | 178,824,000 |
| Noninterest-bearing deposits | 63,702,000 | 59,894,000 | 57,621,000 | 62,954,000 |
| Equity capital | 10,588,000 | 9,510,000 | 7,769,000 | 10,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,350,000 | 4,788,000 | 7,374,000 | 10,114,000 |
| Interest expense | 677,000 | 1,490,000 | 2,496,000 | 3,594,000 |
| Net interest income | 1,673,000 | 3,298,000 | 4,878,000 | 6,520,000 |
| Noninterest income | 145,000 | 290,000 | 435,000 | 605,000 |
| Noninterest expense | 1,302,000 | 2,664,000 | 3,879,000 | 5,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 924,000 | 1,434,000 | 1,872,000 |
| Income tax | 102,000 | 204,000 | 306,000 | 339,000 |
| Net income | 414,000 | 720,000 | 1,128,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,731,000 | 24,051,000 | 24,472,000 | 23,990,000 |