Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 221,800,000 | 230,035,000 | 232,849,000 | 245,523,000 |
| Total loans | 116,656,000 | 126,782,000 | 124,433,000 | 122,850,000 |
| Allowance for loan losses | 1,349,000 | 1,349,000 | 1,349,000 | 1,293,000 |
| Securities available for sale | 79,599,000 | 82,685,000 | 76,813,000 | 97,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,502,000 | 203,636,000 | 206,322,000 | 219,341,000 |
| Interest-bearing deposits | 154,908,000 | 156,982,000 | 154,689,000 | 164,978,000 |
| Noninterest-bearing deposits | 43,594,000 | 46,654,000 | 51,633,000 | 54,363,000 |
| Equity capital | 21,606,000 | 23,845,000 | 24,255,000 | 22,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,198,000 | 6,166,000 | 8,221,000 |
| Interest expense | 414,000 | 762,000 | 1,069,000 | 1,352,000 |
| Net interest income | 1,764,000 | 3,436,000 | 5,097,000 | 6,869,000 |
| Noninterest income | 125,000 | 262,000 | 379,000 | 542,000 |
| Noninterest expense | 1,156,000 | 2,370,000 | 3,551,000 | 4,808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 733,000 | 1,328,000 | 1,925,000 | 2,603,000 |
| Income tax | 142,000 | 280,000 | 398,000 | 533,000 |
| Net income | 591,000 | 1,048,000 | 1,527,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,009,000 | 21,484,000 | 21,981,000 | 20,831,000 |