Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 218,699,000 | 214,466,000 | 221,018,000 | 225,262,000 |
| Total loans | 116,356,000 | 117,059,000 | 111,342,000 | 113,909,000 |
| Allowance for loan losses | 1,368,000 | 1,368,000 | 1,360,000 | 1,349,000 |
| Securities available for sale | 81,217,000 | 79,458,000 | 80,455,000 | 84,276,000 |
| Securities held to maturity | 18,000 | 8,000 | 8,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,696,000 | 190,826,000 | 196,413,000 | 201,080,000 |
| Interest-bearing deposits | 153,868,000 | 151,029,000 | 151,261,000 | 156,514,000 |
| Noninterest-bearing deposits | 42,828,000 | 39,797,000 | 45,152,000 | 44,566,000 |
| Equity capital | 20,556,000 | 21,924,000 | 22,600,000 | 21,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,538,000 | 6,781,000 | 8,956,000 |
| Interest expense | 491,000 | 1,026,000 | 1,548,000 | 1,996,000 |
| Net interest income | 1,784,000 | 3,512,000 | 5,233,000 | 6,960,000 |
| Noninterest income | 125,000 | 269,000 | 413,000 | 646,000 |
| Noninterest expense | 1,138,000 | 2,286,000 | 3,498,000 | 4,808,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 771,000 | 1,495,000 | 2,148,000 | 2,798,000 |
| Income tax | 144,000 | 300,000 | 494,000 | 636,000 |
| Net income | 627,000 | 1,195,000 | 1,654,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,313,000 | 20,899,000 | 21,375,000 | 20,401,000 |
| Total capital | 21,681,000 | 22,267,000 | 22,735,000 | 21,750,000 |
| Risk-weighted assets | 138,934,000 | 138,455,000 | 138,141,000 | 140,134,000 |