Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,441,000 | 200,060,000 | 201,492,000 | 208,815,000 |
| Total loans | 98,085,000 | 101,519,000 | 103,611,000 | 104,938,000 |
| Allowance for loan losses | 1,277,000 | 1,362,000 | 1,363,000 | 1,364,000 |
| Securities available for sale | 82,645,000 | 77,994,000 | 82,607,000 | 85,115,000 |
| Securities held to maturity | 248,000 | 53,000 | 53,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,212,000 | 176,750,000 | 177,879,000 | 187,483,000 |
| Interest-bearing deposits | 140,717,000 | 140,916,000 | 140,211,000 | 144,016,000 |
| Noninterest-bearing deposits | 39,495,000 | 35,834,000 | 37,668,000 | 43,467,000 |
| Equity capital | 19,602,000 | 20,481,000 | 20,781,000 | 18,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,432,000 | 5,143,000 | 6,892,000 |
| Interest expense | 197,000 | 384,000 | 593,000 | 807,000 |
| Net interest income | 1,534,000 | 3,048,000 | 4,550,000 | 6,085,000 |
| Noninterest income | 95,000 | 191,000 | 297,000 | 410,000 |
| Noninterest expense | 1,085,000 | 2,068,000 | 3,173,000 | 4,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 544,000 | 1,175,000 | 1,678,000 | 2,294,000 |
| Income tax | 172,000 | 323,000 | 400,000 | 589,000 |
| Net income | 372,000 | 852,000 | 1,278,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,621,000 | 19,113,000 | 19,549,000 | 18,487,000 |
| Total capital | 19,898,000 | 20,475,000 | 20,912,000 | 19,851,000 |
| Risk-weighted assets | 122,492,000 | 123,102,000 | 124,434,000 | 126,585,000 |