Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,931,000 | 141,656,000 | 201,503,000 | 206,939,000 |
| Total loans | 71,072,000 | 78,160,000 | 100,464,000 | 104,213,000 |
| Allowance for loan losses | 1,260,000 | 1,268,000 | 1,276,000 | 1,276,000 |
| Securities available for sale | 56,709,000 | 50,421,000 | 81,144,000 | 79,317,000 |
| Securities held to maturity | 0 | 0 | 194,000 | 248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,772,000 | 118,539,000 | 177,152,000 | 183,996,000 |
| Interest-bearing deposits | 93,905,000 | 94,204,000 | 135,367,000 | 139,938,000 |
| Noninterest-bearing deposits | 25,867,000 | 24,335,000 | 41,785,000 | 44,058,000 |
| Equity capital | 16,856,000 | 16,780,000 | 20,096,000 | 18,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,323,000 | 4,060,000 | 5,856,000 |
| Interest expense | 121,000 | 245,000 | 429,000 | 615,000 |
| Net interest income | 1,029,000 | 2,078,000 | 3,631,000 | 5,241,000 |
| Noninterest income | 60,000 | 125,000 | 226,000 | 337,000 |
| Noninterest expense | 653,000 | 1,402,000 | 2,485,000 | 3,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 436,000 | 833,000 | 1,404,000 | 1,729,000 |
| Income tax | 120,000 | 249,000 | 452,000 | 520,000 |
| Net income | 316,000 | 584,000 | 952,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,705,000 | 16,985,000 | 19,409,000 | 18,374,000 |
| Total capital | 17,736,000 | 18,106,000 | 20,685,000 | 19,650,000 |
| Risk-weighted assets | 82,239,000 | 89,551,000 | 127,009,000 | 129,656,000 |