Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,580,000 | 136,379,000 | 135,542,000 | 139,967,000 |
| Total loans | 69,396,000 | 70,922,000 | 72,356,000 | 77,963,000 |
| Allowance for loan losses | 1,283,000 | 1,286,000 | 1,287,000 | 1,290,000 |
| Securities available for sale | 56,263,000 | 56,911,000 | 56,680,000 | 56,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,503,000 | 119,682,000 | 115,972,000 | 116,706,000 |
| Interest-bearing deposits | 93,990,000 | 94,023,000 | 91,615,000 | 90,520,000 |
| Noninterest-bearing deposits | 29,513,000 | 25,659,000 | 24,357,000 | 26,186,000 |
| Equity capital | 15,776,000 | 16,346,000 | 16,582,000 | 16,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,346,000 | 3,519,000 | 4,718,000 |
| Interest expense | 133,000 | 262,000 | 390,000 | 517,000 |
| Net interest income | 1,059,000 | 2,084,000 | 3,129,000 | 4,201,000 |
| Noninterest income | 61,000 | 128,000 | 192,000 | 261,000 |
| Noninterest expense | 646,000 | 1,332,000 | 2,029,000 | 2,795,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 880,000 | 1,292,000 | 1,667,000 |
| Income tax | 105,000 | 241,000 | 389,000 | 463,000 |
| Net income | 369,000 | 639,000 | 903,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,566,000 | 16,836,000 | 17,101,000 | 16,401,000 |
| Total capital | 17,589,000 | 17,861,000 | 18,145,000 | 17,509,000 |
| Risk-weighted assets | 81,568,000 | 81,755,000 | 83,281,000 | 88,422,000 |