Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,966,000 | 138,038,000 | 142,518,000 | 145,431,000 |
| Total loans | 66,742,000 | 68,703,000 | 72,203,000 | 77,536,000 |
| Allowance for loan losses | 1,457,000 | 1,275,000 | 1,277,000 | 1,280,000 |
| Securities available for sale | 68,286,000 | 63,586,000 | 63,993,000 | 56,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,305,000 | 121,190,000 | 121,708,000 | 120,497,000 |
| Interest-bearing deposits | 96,348,000 | 96,640,000 | 95,192,000 | 91,897,000 |
| Noninterest-bearing deposits | 27,957,000 | 24,550,000 | 26,516,000 | 28,600,000 |
| Equity capital | 17,196,000 | 15,999,000 | 16,376,000 | 14,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,432,000 | 3,651,000 | 4,918,000 |
| Interest expense | 165,000 | 321,000 | 481,000 | 633,000 |
| Net interest income | 1,082,000 | 2,111,000 | 3,170,000 | 4,285,000 |
| Noninterest income | 69,000 | 151,000 | 231,000 | 311,000 |
| Noninterest expense | 609,000 | 1,273,000 | 1,941,000 | 2,679,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 542,000 | 989,000 | 1,460,000 | 1,915,000 |
| Income tax | 113,000 | 287,000 | 433,000 | 542,000 |
| Net income | 429,000 | 702,000 | 1,027,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,528,000 | 16,802,000 | 17,126,000 | 16,198,000 |
| Total capital | 17,527,000 | 17,812,000 | 18,187,000 | 17,323,000 |
| Risk-weighted assets | 79,457,000 | 80,572,000 | 84,700,000 | 89,880,000 |