Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 139,523,000 | 139,910,000 | 134,343,000 | 150,927,000 |
| Total loans | 62,320,000 | 68,634,000 | 69,127,000 | 70,114,000 |
| Allowance for loan losses | 1,400,000 | 1,402,000 | 1,403,000 | 1,406,000 |
| Securities available for sale | 63,215,000 | 56,440,000 | 52,662,000 | 60,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,110,000 | 121,728,000 | 115,727,000 | 132,509,000 |
| Interest-bearing deposits | 98,395,000 | 99,584,000 | 94,267,000 | 98,081,000 |
| Noninterest-bearing deposits | 23,714,000 | 22,145,000 | 21,460,000 | 34,428,000 |
| Equity capital | 16,995,000 | 17,564,000 | 17,873,000 | 16,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,500,000 | 3,765,000 | 5,005,000 |
| Interest expense | 247,000 | 461,000 | 660,000 | 847,000 |
| Net interest income | 983,000 | 2,039,000 | 3,105,000 | 4,158,000 |
| Noninterest income | 72,000 | 146,000 | 222,000 | 302,000 |
| Noninterest expense | 633,000 | 1,286,000 | 1,903,000 | 2,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 899,000 | 1,424,000 | 1,826,000 |
| Income tax | 69,000 | 240,000 | 435,000 | 548,000 |
| Net income | 353,000 | 659,000 | 989,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,374,000 | 16,680,000 | 17,011,000 | 16,099,000 |
| Total capital | 17,312,000 | 17,680,000 | 18,015,000 | 17,152,000 |
| Risk-weighted assets | 74,556,000 | 79,637,000 | 79,945,000 | 83,873,000 |