Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 136,914,000 | 134,438,000 | 135,093,000 | 138,760,000 |
| Total loans | 61,200,000 | 60,257,000 | 62,313,000 | 67,926,000 |
| Allowance for loan losses | 1,397,000 | 1,400,000 | 1,401,000 | 1,399,000 |
| Securities available for sale | 62,372,000 | 63,162,000 | 54,642,000 | 58,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,368,000 | 116,478,000 | 116,351,000 | 120,126,000 |
| Interest-bearing deposits | 99,451,000 | 99,731,000 | 97,821,000 | 97,879,000 |
| Noninterest-bearing deposits | 20,917,000 | 16,747,000 | 18,530,000 | 22,246,000 |
| Equity capital | 16,107,000 | 17,339,000 | 17,965,000 | 16,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,714,000 | 4,298,000 | 5,566,000 |
| Interest expense | 372,000 | 713,000 | 1,030,000 | 1,307,000 |
| Net interest income | 964,000 | 2,001,000 | 3,268,000 | 4,259,000 |
| Noninterest income | 68,000 | 153,000 | 233,000 | 322,000 |
| Noninterest expense | 608,000 | 1,216,000 | 1,825,000 | 2,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 424,000 | 938,000 | 1,676,000 | 2,109,000 |
| Income tax | 125,000 | 260,000 | 443,000 | 655,000 |
| Net income | 299,000 | 678,000 | 1,233,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,167,000 | 16,546,000 | 17,101,000 | 16,021,000 |
| Total capital | 17,106,000 | 17,456,000 | 18,038,000 | 17,014,000 |
| Risk-weighted assets | 74,627,000 | 72,342,000 | 74,488,000 | 78,996,000 |