Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,430,000 | 128,586,000 | 127,884,000 | 132,343,000 |
| Total loans | 58,492,000 | 58,299,000 | 59,525,000 | 65,769,000 |
| Allowance for loan losses | 1,389,000 | 1,390,000 | 1,390,000 | 1,395,000 |
| Securities available for sale | 59,126,000 | 59,859,000 | 55,493,000 | 58,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,547,000 | 110,840,000 | 109,423,000 | 115,156,000 |
| Interest-bearing deposits | 96,574,000 | 95,872,000 | 95,743,000 | 97,177,000 |
| Noninterest-bearing deposits | 15,973,000 | 14,967,000 | 13,679,000 | 17,979,000 |
| Equity capital | 16,425,000 | 17,161,000 | 17,765,000 | 15,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,470,000 | 2,992,000 | 4,704,000 | 6,203,000 |
| Interest expense | 467,000 | 927,000 | 1,363,000 | 1,773,000 |
| Net interest income | 1,003,000 | 2,065,000 | 3,341,000 | 4,430,000 |
| Noninterest income | 37,000 | 77,000 | 118,000 | 53,000 |
| Noninterest expense | 603,000 | 1,227,000 | 1,798,000 | 2,649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 915,000 | 1,667,000 | 1,840,000 |
| Income tax | 80,000 | 184,000 | 427,000 | 516,000 |
| Net income | 357,000 | 731,000 | 1,240,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,101,000 | 16,476,000 | 16,985,000 | 15,868,000 |
| Total capital | 17,000,000 | 17,363,000 | 17,886,000 | 16,846,000 |
| Risk-weighted assets | 71,446,000 | 70,477,000 | 71,564,000 | 77,796,000 |