Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,639,000 | 122,096,000 | 124,458,000 | 130,418,000 |
| Total loans | 60,692,000 | 61,746,000 | 60,945,000 | 59,650,000 |
| Allowance for loan losses | 1,528,000 | 1,531,000 | 1,405,000 | 1,387,000 |
| Securities available for sale | 46,308,000 | 49,874,000 | 54,019,000 | 57,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,777,000 | 105,033,000 | 106,460,000 | 112,808,000 |
| Interest-bearing deposits | 88,840,000 | 92,082,000 | 92,767,000 | 94,660,000 |
| Noninterest-bearing deposits | 12,936,000 | 12,951,000 | 13,693,000 | 18,148,000 |
| Equity capital | 16,290,000 | 16,437,000 | 17,339,000 | 16,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,071,000 | 4,859,000 | 6,439,000 |
| Interest expense | 560,000 | 1,111,000 | 1,645,000 | 2,149,000 |
| Net interest income | 973,000 | 1,960,000 | 3,214,000 | 4,290,000 |
| Noninterest income | 77,000 | 167,000 | 106,000 | 153,000 |
| Noninterest expense | 603,000 | 1,253,000 | 1,833,000 | 2,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 874,000 | 1,487,000 | 1,895,000 |
| Income tax | 97,000 | 251,000 | 390,000 | 591,000 |
| Net income | 350,000 | 623,000 | 1,097,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,990,000 | 16,263,000 | 16,737,000 | 15,744,000 |
| Total capital | 16,883,000 | 17,170,000 | 17,648,000 | 16,659,000 |
| Risk-weighted assets | 70,811,000 | 71,928,000 | 72,347,000 | 72,722,000 |