Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,615,000 | 117,274,000 | 116,664,000 | 121,937,000 |
| Total loans | 57,807,000 | 58,652,000 | 57,767,000 | 57,845,000 |
| Allowance for loan losses | 1,326,000 | 1,368,000 | 1,374,000 | 1,375,000 |
| Securities available for sale | 4,079,000 | 3,981,000 | 4,068,000 | 3,377,000 |
| Securities held to maturity | 44,205,000 | 43,909,000 | 43,497,000 | 39,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,180,000 | 100,577,000 | 99,546,000 | 104,789,000 |
| Interest-bearing deposits | 88,671,000 | 89,619,000 | 88,761,000 | 90,459,000 |
| Noninterest-bearing deposits | 11,509,000 | 10,959,000 | 10,785,000 | 14,330,000 |
| Equity capital | 15,672,000 | 15,947,000 | 16,275,000 | 15,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,725,000 | 5,574,000 | 7,471,000 |
| Interest expense | 878,000 | 1,775,000 | 2,673,000 | 3,570,000 |
| Net interest income | 964,000 | 1,950,000 | 2,901,000 | 3,901,000 |
| Noninterest income | 48,000 | 109,000 | 173,000 | 254,000 |
| Noninterest expense | 583,000 | 1,167,000 | 1,735,000 | 2,308,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 429,000 | 892,000 | 1,339,000 | 1,764,000 |
| Income tax | 101,000 | 231,000 | 408,000 | 515,000 |
| Net income | 328,000 | 661,000 | 931,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,446,000 | 15,778,000 | 16,048,000 | 15,466,000 |
| Total capital | 16,288,000 | 16,631,000 | 16,907,000 | 16,335,000 |
| Risk-weighted assets | 66,890,000 | 67,719,000 | 68,236,000 | 69,035,000 |